There's a new bank in town - Atom, who are the first to be 'digital only'. I guess this means they have no branches, cheque books or 3 dimensional people working for them, manned by robots. They don't accept calls from analogue phones and don't even think about writing to them unless you know binary. Hexadecimal also accepted.
Actually, I made most of that up, but the headline thing is no branches. It will be interesting to see how much lower their charges are because of that.
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